Appraisals by Tom is the company you should trust when it comes to foreclosures in Orange County

When dealing with a property in foreclosure, it's important to know market value versus a "quick disposition" price to evaluate your likely charge-off liability. At Appraisals by Tom, we have the knowledge in both presenting snapshots of market value for our mortgage clients, in addition to "quick sale" forecasts that consider your time constraints.

	The professionals at Appraisals by Tom have the training to handle the particular dynamics of a foreclosure appraisal. For a company you can count on, contact Appraisals by Tom.

Owners of property in foreclosure may be uncooperative to allowing an inspection of the house, thus presenting special challenges. If they deserted the home already, they may have not taken care of the home for a long time - or worse, ransacked the home.

For real estate that has changed to bank owned, you likewise will be seeking an expedited disposition. Regardless, you'll still want to consider three ways of determining the value of the subject property:

• As Repaired. Possible market value with the work needed to make the house marketable at full market value - appropriate with other homes in the area
• As-is. The market value of the house without any work done to it
• Quick sale. Somewhere in between, with minor investment in repairs - to offload the home quickly, most likely to someone inclined to finish the job themselves